If you are looking to upgrade your smartphone or gift one to somebody, then check out three of the most innovative smartphones of 2020 right here. There’s not only some interesting engineering here but also marvels in design that are captivating and extremely practical. These smartphones are like no other. Samsung Galaxy Fold Truly a breakthrough in technological innovation, the smartphone-tablet hybrid Galaxy Fold from Samsung has redefined innovation. It is the first smartphone to combine the most outstanding features and design of a phone and a tablet. The Samsung Galaxy Fold offers you the convenience of a smartphone with its size, but with the functioning capabilities of a tablet. The Infinity Flex Display on this hybrid smartphone offers two different view sizes. And a concealed hinging system provides the ultimate screen flexibility in any smartphone you have ever seen. The 4.6-inch display is that of a standard smartphone and is ideal for use with a single hand. But when unfolded, the main display transforms into a whopping 7.3 inches for an immersive viewing experience. The Multi-Active Window, yet another innovation in the Samsung Galaxy Fold, allows you to open and work on three different apps at any given time.

Laptops come in an assortment of different flavors. People that are looking for great buys when it comes to technology realize that they have a lot of options with these portable computers. There are several different brands that stand out as the top picks for many consumers. It is all about paying attention to the specifications and finding the hard drive, memory and processing speed that is sufficient for the job at hand. Every consumer is different, and different consumers value certain things more than others. Here are the most popular laptops in 2020: 1. Lenovo ThinkPad X1 Carbon One of the most significant things for many consumers is the amount of memory. A lot of consumers are going to look for a Lenovo laptop that has memory in great quantities because this is going to play a significant part and the speed of the laptop. Those that get a laptop like this are going to be looking for the options to run multiple applications at the same time. The Lenovo ThinkPad X1 Carbon is great for students that have multiple applications running simultaneously. It has the processing power to help people process multiple applications without any delays. 2. Dell XPS 15 Another factor that stands out for people that are choosing a laptop is its reliability.

Smartphones are a tremendous advance for work, school, and home over the basic cell phone. A mobile telephone is just the beginning. The ability to send text messages has revolutionized communication. The phone is also a telephone directory with its ability to list every contact and their phone number. The smartphone is also a means to connect to the internet which opens up a whole world of information plus entertainment and streaming. The following are the top 4 cell phone plans for 2020: 1. Verizon Get More Unlimited plan This plan at $90 per month lives up to its billing as “Get More.” A customer receives unlimited talk and text and unlimited data 4G LTE plus 75 GB premium data. Talk, text, and data is available to Mexico and Canada. Video streaming is HD quality.Verizon offers a discount to first responders and the military. Apple music is part of the plan. The plan also comes with cloud storage up to 500 GB and provides mobile hotspot 4G LTE data up to 30GB per month. 2. Visible 40 Unlimited plan Visible is owned by Verizon and utilizes their network. A person with this plan has access to the same Verizon network.

Black Friday is just around the corner, and some of the products that see the biggest discounts are tech. Shoppers looking for their next new home theater product are in luck! Sound bars and speakers are bound to see major deals, and there is rarely a better time to purchase than Black Friday or Cyber Monday. Bose, Sonos, Roku, and Samsung are already putting home theater products and accessories on sale. Here are some of their best sound bars and speakers to have your eye on this Black Friday: 1. Sonos Arc – $799 This is the perfect sound bar for your home theater. Sound engineers specifically worked on the design to make every line of human dialogue crystal clear — and that is not even counting the other sound effects, like whispers and explosions, that you might have had to miss on your old TV speakers. Advanced technology in the sound bar also works to calibrate the distinctive acoustics of the room where it is placed, so that the sound reaches you no matter where in the room you are sitting. 2. Bose Soundlink – $199 Do not mistake this speaker’s small profile for packing less of a punch — the sound on this speaker is full and deep, with the added convenience of a built-in microphone for phone calls and a ten-hour battery life.

With tax season here, if you are a senior, you may be trying to figure out how you can save on your taxes and avoid having to pay large amounts to the IRS. This is especially true if you are retired, have no dependents in your home, and have even already paid off your mortgage. Continue reading more to learn more about five tax credits that you can earn if you are a senior from claiming the deductions that are listed: 1. Give money to charity You can give money to a favorite charity organization or loved ones fundraising for registered charities each year and deduct that amount from your taxes. This is a win-win as the money you donate will truly benefit those charitable causes and you end up getting a nice tax deduction for your generosity. Speak to your accountant about maximum charitable donations you can make and claim. 2. Spouse IRA contributions Chances are that you thought that you could only claim any IRA contributions that you personally made into your retirement account. What is important to note, however, is that if you have a spouse who is supportive of your retirement account, you can claim any contributions that they made to your account.